Friday, April 13, 2012

Why You Need an Advance Directive for Healthcare

Thanks to the Georgia State Retirees Association, which invited me to speak to them yesterday about the importance of Advance Directives for Healthcare. Why should you execute an Advance Directive for Healthcare? Here are some of the big ones:

1) It's free. The Georgia Legislature created a form, so you don't have to worry about the language or pay a lawyer to do it.

2) It allows you to die with dignity. We are all going to die, but we will not all have choices about how it happens.

3) It costs you money NOT to execute one. Guess who pays the tab if you are in the hospital in a coma for months? Your estate. This can mean there is nothing left for you to leave your heirs in your Will after all, if they have to sell your assets to pay medical bills first.

4) You might want to override the default decision-maker. If you have an unmarried partner (of any gender), and you want that person to make decisions about what happens to you, you need to name that person as the decision-maker.

5) You want to spare your family the anxiety of second-guessing what you would have wanted. Don't assume your adult children just know what you want -- they might not.

Advance Directives do not need to be notarized, so if you can find two adults who will not benefit from your death, you can execute one right now. Do it.